Skip to content Skip to cookie consent
Skip to content

Tools and guides

Credit and loans for small businesses – a Pillars guide

How to plan and maintain savings and credit groups

27 Aug 2005 Available in English, French, Portuguese and Spanish

Local savings group in Cambodia

Local savings group in Cambodia

Pillars magazines on a desk

From: Pillars guides

Practical, discussion-based learning on community development for small groups

The aim of this guide is to help small groups and organisations:

  • to gain an understanding of a variety of ways of obtaining either credit or loans
  • to establish good practice in record-keeping and planning
  • to study the issues involved before establishing either informal savings or credit groups or obtaining loans from outside organisations

Anticipated outcomes

  • groups enabled to gain understanding and confidence in managing their resources and finances effectively
  • appropriate officers to be appointed within groups supported by relevant skills training in record-keeping and accounts
  • local groups encouraged to establish systems of microcredit that are appropriate to their needs and resources, either with or without outside intervention

Other languages

Get our email updates

Learn about our work and stay in touch with Tearfund. Hear about our news, activities and appeals by email.

Sign up now - Get our email updates